INSURANCE PRODUCTS
Insurance Solutions
for Public Sector
Designed to Maximize Protection and Limit Liability
WMMIC’s experienced team has a thorough understanding of municipal exposures. We develop customized insurance and risk management solutions to protect our members. Together, we identify specific needs and goals for our members and create tailored insurance solutions.
Our Insurance Products Include:
General Liability Insurance
WMMIC offers members a liability policy with a $15,000,000 coverage limit. Working closely with members, our talented claims professionals manage all member liability claims from the first dollar. Together we drive positive outcomes throughout the life of the claim.
Our liability coverage includes:
- Bodily Injury and Property Damage
- Personal Injury
- Public Officials Errors & Omission
- Employment Practices Liability
- Benefit Error
Excess Workers’ Compensation Insurance
WMMIC offers a group purchase program exclusive to members. This program offers members self-insured retentions as low as $550,000. Our group purchasing power allows WMMIC members to control expenses and achieve premium stability. Our skilled workers’ compensation team partners with the carrier to successfully resolve high-dollar claims.
Cyber Liability Insurance
Cybercrime is the world’s fastest-growing criminal activity and many public entities have experienced data breaches and outages, making cyber liability protection a must. WMMIC offers a comprehensive cyber liability policy that deals with today’s ever-changing technologies, systems, and risks. This program can be customized to meet our members’ specific needs.
Property Insurance
Our members manage properties that require coverage for physical damage from unexpected events. WMMIC offers members the option to obtain property insurance though MPIC (Municipal Property Insurance Company). MPIC is a sister company of WMMIC and provides property coverage exclusively to Wisconsin.
Auto Physical Damage Insurance
Municipalities have unique auto exposures, including fleet service vehicles, public transportation, emergency vehicles, and first-response vehicles. WMMIC offers insurance programs to cover APD exposures for our members.
When Support and Peace of Mind Matter Most, Trust WMMIC
If you are interested in becoming a member, please connect with our team today.
